Staying in the Black
Stay in the Black is dedicated helping teachers get their money straight and live their fullest life on a public servant salary Are you a teacher living check to check? Are you worried about your student loans? Can you afford to purchase a home? Can you afford to have children or send them to college? In this podcast we will cover pensions, student loans, side hustles and ways to maximize and expand your finances. We will also cover budgets, saving, credit and more! You will find information, interviews, book reviews and you will leave with action steps to help you Stay in the Black, for more go to stayingintheblk.com
Episodes
162 episodes since 2020
What happens when your car is totaled?
In this episode Ms, Black talks about the her car being totaled. She shares the whole process from police report to find a new - new-to-her (used) car. Ms. Black, the host of Staying in the Black, is a single mom, homeowner...
May 16, 2024
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30:55
Book Review: Tiny Habits by BJ Fogg
In this episode Ms, Black reviews Tiny Habits by BJ Fogg. after reading Power of a Habit and Atomic Habits I think I found the book that helped me establish new habits or break undesirable habits. Tiny H...
April 16, 2024
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35:56
Are your memberships worth it?
In this episode Ms. Black evaluates the value of her professional and social memberships. Ask yourself the following questions to evaluate your memberships:Is the membership necessary/meaning to your life (work/networking)?...
March 05, 2024
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22:56
Make sure you monitor your financial accounts
In this episode Ms. Black share how she's lost thousands of dollars in interest because she did not monitor the interest on her high yield savings account (HSYA). The lesson learned is to not only monitor the balance, deposits, and withdrawals....
March 01, 2024
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23:25
Be Intentional with Your Raises
In this NYC episode Ms. Black discusses the raises that principals and managers received and the importance of being intentional about how you allocate your increase income. Consider your options, increase your retirement saving, investments, a...
February 23, 2024
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23:23
Runway to Entrepreneurship 2023 Q4
In this episode Ms. Black updates you on her Runway to Entrepreneurship. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one...
February 17, 2024
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19:26
Runway to Retirement 2023 Q4
In this episode Ms. Black shares her 2023, 4th Quarter retirement account numbers. She shares two books that support her with her retirement mindset. Listen to her book reviews below.
February 02, 2024
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13:58
I Met with Two Certified Financial Planners (CFP)
Ms. Black wants to know if she can afford to retire early so she consulted with two Certified Financial Planners (CFP). In this episode Ms. Black shares her experiences meeting with 2 CFPs. Find out what they advised her. If you w...
February 02, 2024
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42:10
Exploring side hustles and next chapter options
In this episode Ms. Black discuss the importance of exploring side hustles and next chapter options. You may be interested in starting a side hustle or have an idea of what you want to do once you retired but have you truly explored the idea? D...
January 19, 2024
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28:31
2023 Highlights
Ms. Black share the podcast highlights for 2023.Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free...
January 10, 2024
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18:09
How to Keep Your financial resolution?
Happy New Year! In this episode Ms. Black talk about strategies for keeping your financial resolutions.Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two pro...
January 05, 2024
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18:34
3 Year Anniversary!
Ms. Black celebrates the 3 year anniversary of the Staying in the Black Podcast! Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mort...
December 29, 2023
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18:22
Preparing to meet with a Certified Financial Planner
In the episode Ms. Black discusses why you may want to meet with a Certified Financial Planner (CFP) and how prepare to meet with a CFP.
December 22, 2023
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39:42
How to determine true value?
There are many sites online where professional appraisers or subject matter experts offer estimates on your items. Simply upload a photo and add descriptions. The site will typically respond within a week with a valuation of the item. ...
December 15, 2023
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22:31
How to Plan for Gift Giving
Step for successful gift giving: Set budget including taxes, shipping and handling Make a list, check twice Look for sale, promo code, use browsers plug-ins like honeyMake purchases
December 08, 2023
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21:04
OMG, No More Mint App
Intuit is closing the Mint, budgeting app, as January 1, 2024. OMG! Ms. Black shares how you should go about identifying a replacement budgeting app and a list of potential replacements.Ask yourself the following questions:
December 01, 2023
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37:25
Book Review: Build the Life You Want by Arthur C. Brooks and Oprah Winfrey
In this episode Ms. Black reviews Build the Life You Want by Arthur C. Brooks and Oprah Winfrey Build the Life You Want by Arthur C. Brooks and Oprah Winfrey Take the PANAS quiz mentio...
November 17, 2023
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16:01
Why knowing your numbers is essential?
In the episode Ms. Black discusses why is it essential to know your financial numbers. She discuss how four of her clients have been inspired meet their financial goal when learning their actual numbers. Use these numbers to meet whatever goals...
November 10, 2023
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26:48
Fix Tier 6
This a New York State/City specific episode. It addresses New York State/ City Tier VI retirement requirements and how they differ for from Tiers III/ IV. Learn more about fixing Tier VI at ht...
November 03, 2023
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26:34
Book review: It’s Not About the Money: A Proven Path to Building Wealth and Living the Rich Life You Deserve by Scarlett Cochran, JD
In this episode Ms. Black reviews It’s Not About the Money: A Proven Path to Building Wealth and Living the Rich Life You Deserve by Scarlett Cochran, JD. It’s Not About the Money: A Proven Path...
October 20, 2023
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21:17
Open Enrollment Season
It open enrollment time, that time of year where you can change you health insurance and enroll in Flexible Spending Account Programs: Medical Spending Conversion ProgramsDependent Care Assistance ProgramHealt...
October 13, 2023
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20:44
Runway to Entrepreneurship Q3
In this episode Ms. Black discusses her Q3 podcast updates. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being total...
October 06, 2023
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14:05
Runway to Retirement Q3
In this episode Ms. Black share her Runway to Retirement journey, including her actual retirement account balances for Q3.Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC....
September 29, 2023
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22:37