Staying in the Black
Stay in the Black is dedicated helping teachers get their money straight and live their fullest life on a public servant salary Are you a teacher living check to check? Are you worried about your student loans? Can you afford to purchase a home? Can you afford to have children or send them to college? In this podcast we will cover pensions, student loans, side hustles and ways to maximize and expand your finances. We will also cover budgets, saving, credit and more! You will find information, interviews, book reviews and you will leave with action steps to help you Stay in the Black, for more go to stayingintheblk.com
Episodes
177 episodes
Celebrating Financial Wins
In this episode, Ms Black discusses the importance of celebrating all financial wins, She shared how to schedule in you celebrations for saving and debt reduction.Celebration StepsSet the goalIdentify check-ins (week...
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19:58
Runway to Entrepreneurship Q1 2025
In this episode Ms. Black updates you on her Runway to Entrepreneurship. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one ...
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16:18
Runway to Retirement Q1 2025
In this episode Ms. Black gives a update on Runway to Retirement.Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being ...
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26:07
FinLit Month/ 8 Keys for Financial Empowerment
This episode kicks-off Financial Literacy Month! Ms. Black reviews the 8 Keys for Financial EmpowermentBudgeting-tracking your spending allows you to see where your money is going and identify areas where ...
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29:27
Book review: Happy Mind, Happy Life by Dr. Ragan Chatterjee
In this episode, Ms. Black reviews Happy Mind, Happy Life by Dr. Ragan Chatterjee. This book provides you the research behind happiness and exercises to improve your happiness. Book:
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33:13
What is Wealth?
In this episode Ms. Black discusses the definition of wealth and the importance of defining it for yourself. She shared a newsletter on Substack
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29:14
Book Review: Happy Spending: The Science of Happier Spending by Dunn & Norton
In this episode, Ms. Black reviews the book, Happy Spending: The Science of Happier Spending by Elizabeth Dunn & Michael Norton. Here are the principles:Buy ExperiencesMake It a TreatBuy Time
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28:01
Making the Retirement Decision
In this episode Ms. Black talks about deciding to retire. Her client that discover that they would earn more in retirement than they are making working decided to now! Ms. Black shares how her client made the decision and things you may want to...
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18:56
Teaching Financial Literacy
In this episode, Ms. Black speaks about teaching financial literacy to students and provides resources.Next Generation Personal Financer: https://www.ngpf.org/FDIC Money Smart for Young People: ...
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21:20
Joining the (Credit Card) Points Game!
In this episode Ms. Black share how and why she'd joined the credit points game, the pros, cons, and challenges of the points game. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educa...
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24:38
Personal Finance is Personal
In this episode, Ms. Black speak about personal finance is personal. She shares how everyone financial journey is unique and the purpose the podcast is to she her journey so that you can learn and hear different perspectives. She encourag...
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24:28
How Doing the Math Can Eliminate F.E.A.R!
In this episode, Ms. Black share the story of one her clients and their F.E.A.R. of retiring. Once they did the clients retirement math they discovered they would make more money in retirement!F-False E-Evidence A...
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22:20
Runway to Entrepreneurship 2024 Q4
In this episode Ms. Black gives a update on Runway to Entrepreneurship.Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from ...
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15:42
Runway to Retirement 2024 Q4
In this episode Ms. Black gives a update on Runway to Retirement.Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being ...
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33:42
Happy New Year, I'm Back
After a seven month hiatus Ms. Black is back! She shares what she's been up to and why she's been missing in action. Ms. Black is excited to get back to podcasting, sharing personal finance information, book reviews and action steps.&...
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20:55
What happens when your car is totaled?
In this episode Ms, Black talks about the her car being totaled. She shares the whole process from police report to find a new - new-to-her (used) car. Ms. Black, the host of Staying in the Black, is a single mom, homeowner...
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30:55
Book Review: Tiny Habits by BJ Fogg
In this episode Ms, Black reviews Tiny Habits by BJ Fogg. after reading Power of a Habit and Atomic Habits I think I found the book that helped me establish new habits or break undesirable habits. Tiny H...
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35:56
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Are your memberships worth it?
In this episode Ms. Black evaluates the value of her professional and social memberships. Ask yourself the following questions to evaluate your memberships:Is the membership necessary/meaning to your life (work/networking)?...
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22:56
Make sure you monitor your financial accounts
In this episode Ms. Black share how she's lost thousands of dollars in interest because she did not monitor the interest on her high yield savings account (HSYA). The lesson learned is to not only monitor the balance, deposits, and withdrawals....
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23:25
Be Intentional with Your Raises
In this NYC episode Ms. Black discusses the raises that principals and managers received and the importance of being intentional about how you allocate your increase income. Consider your options, increase your retirement saving, investments, a...
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23:23
Runway to Entrepreneurship 2023 Q4
In this episode Ms. Black updates you on her Runway to Entrepreneurship. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one...
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19:26
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Runway to Retirement 2023 Q4
In this episode Ms. Black shares her 2023, 4th Quarter retirement account numbers. She shares two books that support her with her retirement mindset. Listen to her book reviews below.
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13:58
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I Met with Two Certified Financial Planners (CFP)
Ms. Black wants to know if she can afford to retire early so she consulted with two Certified Financial Planners (CFP). In this episode Ms. Black shares her experiences meeting with 2 CFPs. Find out what they advised her. If you w...
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42:10
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Exploring side hustles and next chapter options
In this episode Ms. Black discuss the importance of exploring side hustles and next chapter options. You may be interested in starting a side hustle or have an idea of what you want to do once you retired but have you truly explored the idea? D...
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28:31
