Staying in the Black

How to get out of the Paycheck to Paycheck cycle?

Ms. Black

Steps to end the  Paycheck to Paycheck cycle

  • Increase your salary ( overtime, side hustle, new job/position) 
  • Track your spending and create a budget aligned with your financial goals 
  • Make spending adjustments where you can Pay yourself first (retirement accounts emergency savings) 
  • Get accountability partners

Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $500,000 in her retirement accounts beyond her pension.


Learn more about Ms. Black:

Website: http://www.stayingintheblk.com

Instagram:@stayingintheblk