Staying in the Black
Stay in the Black is dedicated helping teachers get their money straight and live their fullest life on a public servant salary Are you a teacher living check to check? Are you worried about your student loans? Can you afford to purchase a home? Can you afford to have children or send them to college? In this podcast we will cover pensions, student loans, side hustles and ways to maximize and expand your finances. We will also cover budgets, saving, credit and more! You will find information, interviews, book reviews and you will leave with action steps to help you Stay in the Black, for more go to stayingintheblk.com
Staying in the Black
What to do with a cash windfall? 30/40/30 Rule
•
Ms. Black
30/40/30 Rule
30%- Past (debt and loans)
40% - Present- (current needs and wants Emergency Funds)
30% - Future (large purchases, down payment for homes and cars, and retirement)